Another Knoxville Success Story

I was contacted by a West Knoxville homeowner who recently had just lost their job. They had been told to sell their home on a short sale by another Realtor they had talked to about their situation. But they were unsure if that was what they really wanted to do. They knew they didn't want to lose their home to foreclosure and wanted to explore all their options. They know a Knoxville short sale was one option but want to consider all of them. They were referred to us by a friend who knew my team was experienced in helping area homeowners who may be facing foreclosure. We had a meeting and looked at their situation and explained all their options to them. They decided they didn't really want to sell their home at this time and wanted to prosue a loan modification with their lender. They weren't currently behind on their payments and had some income from a severance package they had recived from work. Since any time a you are in trouble before a lender will consider a loan modification or short sale. You need to put togerther a finaincial package on yourself and present it to the lender to consider. We help our homeowner assemble all their personal information and put them in touch with their lender to consider the loan modification. In the meantime while they where waiting to hear from their lender they were able to secure a new job. It wasn't making the type of income they were making before but it was income and a job. They contacted me for advice and I told them to call their lender and share the information. I said there is very good chance they will reduce your interest rate for 3-5 years if you asked them to do it. After about 45 days our homeowner called and said their lender reduced their interest rate for 5 years which made their payment affordable in their current situation. They were excited and grateful they called us and didn't sell their home on a short sale like the first Realtor had told them. They is why if you are a Knoxville area homeowner who made be facing foreclosure contact a trained professional. Most Realtors who don't specialize like we do in helping people in trouble don't have a clue on what the solutions are in order to help you. I am a well trained CDPE and my team and I help more people in Knoxville avoid foreclosure than anyone else. Call me and let's talk about your situation 865-696-9002 or email me at [email protected]

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